Scale
Insights

Field notes from 500+ operators.

What works, what kills businesses, what funders actually look for. Written by operators, for operators.

Essential guides
  1. 01
    Guide·12 min

    The Post-Funding Playbook

    The 90-day operational checklist every funded operator should run through before deploying capital. The 12 mistakes that kill MCA borrowers and how to avoid them.

    Coming soon
  2. 02
    Guide·8 min

    MCA Renewal Timing 101

    When to renew, what factor to target, how to negotiate against your existing funder, and the stack rules every operator should know.

    Coming soon
  3. 03
    Guide·10 min

    From MCA to SBA: The Bridge Path

    How to graduate from short-term MCA capital to long-term SBA financing in 12 months. The cleanup, the timing, the credit work.

    Coming soon
Latest field notes
  1. 01

    7 ways MCA-funded operators waste their first $100K

    Capital6 min
  2. 02

    Why your monthly bookkeeping might be lying to you

    Finance5 min
  3. 03

    The 11% rule for daily ACH affordability

    Capital4 min
  4. 04

    How to renegotiate DoorDash & UberEats contracts in 30 days

    Restaurants7 min
  5. 05

    Membership programs that actually move HVAC revenue

    Trades6 min
  6. 06

    Factoring vs MCA: when each makes sense

    Capital5 min
  7. 07

    The hiring sequence: who comes after the owner steps back

    Operations8 min
  8. 08

    Vendor audits: where to find $50K in overspend

    Operations5 min
  9. 09

    AI receptionists: do they actually work for trades shops?

    Tech7 min
Monthly newsletter

The Operator Letter.

One email per month. Patterns we see across our funded book. Industry-specific insights. The renewal market. The capital we're seeing get deployed well — and badly.

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