Funding was
the easy part.
We help recently-funded operators turn capital into compounding growth — instead of watching it disappear.
Most operators who fund will misallocate half the capital in the first 90 days — sunk into the wrong hires, the wrong marketing, software they never deploy.
By month 6 the daily ACH chokes margin. By month 12 they're stacked and bleeding.
The capital didn't fail. The plan did — because there was no plan.
We build the plan.
capital under active guidance, across 0+ funded operators.
Twelve capabilities. One coordinator. Your roadmap.
Instead of cobbling together six consultants who don't talk to each other, you get one team that owns the roadmap and orchestrates execution through vetted specialists.
The first twelve months look different.
- Capital sits unspent for weeks
- Hire a salesperson before the process exists
- Burn marketing budget on three agencies
- Bookkeeping six months behind
- Daily ACH starts eating margin in month five
- Renewal arrives at worse terms
- Deployment plan delivered in 48 hours
- Hire the right seat second, in order
- Marketing channels picked + tested first
- Books closed by the 15th, monthly
- Stress-tested before signing — affordable
- Renewal pre-positioned 60 days early
Four steps. No drama.
30 minutes. We learn your business, your funding, your runway, your goals.
Within 48 hours: a written plan showing where every dollar of your capital should go and in what order.
You pick which pieces to run yourself and which to delegate to our vetted specialist network. We coordinate.
Every 90 days: cashflow audit, roadmap revision, renewal planning. The system that compounds.
We had a $250K advance and no clue what to spend it on first. The plan landed in two days. By month three we'd added two trucks and $180K in revenue — and the daily ACH never hurt because we'd already modeled it.
We know your vertical specifically.
Hundreds of funded operators across each vertical means we've seen what works and what kills businesses — in your industry, not "small business" in general.
I started Clearwater because I watched too many great operators get funded and then watch their business die from poor capital deployment. Banks won't help. Their CPA does tax-return-and-leave. Most consultants charge $10K a month for slide decks.
Scale is my answer. The team I wish I had when I funded my first business.
What every operator asks first.
What does this cost?
It depends on what you need. Some operators just want the one-time roadmap. Others sign up for the full Operator Pass. We scope on the free call so you only pay for what moves your business. No obligation to engage.
How is this different from a regular consultant?
Two things. We've seen the bank statements of 500+ funded operators in your industry — most consultants haven't seen even five. And we don't sell slide decks. We coordinate execution through vetted specialists who deliver.
Do I have to be funded by Clearwater?
No. Our roots are with operators we've already funded, but we work with anyone US-based that's been funded in the last 90 days — or is about to be.
Are you licensed financial advisors?
We're operators and brokers, not licensed CFOs, CPAs, or RIAs. For tax filings and investment advice, we coordinate with partner CPAs and RIAs. We're paid for strategy and execution, not for filing your 1120-S.
What if I just got funded by someone else?
Even better. Bring your file. We work with whoever placed it. We're not trying to refinance you back into Clearwater — we're making sure the capital you have actually compounds.
Is there a long-term contract?
Project work is project work. Monthly engagements are month-to-month with no long-term commitment. We win when you stay because the work pays back — not because you signed something.
Book the call.
30 minutes. Real conversation. You leave with a plan whether you work with us or not.