Terms of Service

By accessing or using enrollhealthdirect.com (the "Site") or our matching service, you agree to these Terms of Service. If you do not agree, do not use the Site.

Enroll Health Direct is a free service that matches consumers with licensed insurance agents who offer limited medical, fixed indemnity, and supplemental health insurance products.

We are not an insurance company. We do not underwrite, issue, or pay claims on any insurance policy. Coverage is offered and provided exclusively by the licensed insurance carriers our agent partners represent, subject to those carriers' policy terms.

We are not licensed insurance agents. We do not provide insurance advice. We match you with a licensed agent who can answer specific questions and help you enroll.

Limited medical and fixed indemnity plans available through our agent partners are NOT major medical insurance and are NOT a substitute for ACA-qualified health coverage. These plans pay fixed dollar amounts for covered services and may have coverage limits, waiting periods, network restrictions, and pre-existing condition exclusions.

Before enrolling in any plan, you are responsible for reviewing the plan documents provided by the carrier and understanding what is and is not covered.

By using the Site, you represent and agree that:

• You are at least 18 years old
• The information you provide is accurate and complete
• You are submitting your own contact information (not someone else's)
• You consent to be contacted as described in our Privacy Policy
• You will not use the Site to violate any law or regulation

Matching with an agent does not guarantee acceptance for coverage. Each insurance carrier has its own eligibility criteria, and enrollment in any specific plan is at the carrier's discretion subject to the application you complete with the licensed agent.

Content on the Site is for general informational purposes only and is not medical, legal, tax, or financial advice. Consult appropriate licensed professionals for advice specific to your situation.

The Site and matching service are provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or completely secure.

To the maximum extent permitted by law, Enroll Health Direct and its affiliates, officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or related to your use of the Site or matching service. Our total aggregate liability for any claim shall not exceed one hundred U.S. dollars ($100).

All content on the Site — including text, graphics, logos, and software — is owned by Enroll Health Direct or our licensors and is protected by copyright and trademark law. You may not copy, reproduce, or redistribute Site content without written permission.

We may suspend or terminate your access to the Site at any time, with or without notice, for any reason, including violation of these Terms.

These Terms are governed by the laws of the State of Florida, without regard to its conflict of laws principles. Any dispute will be resolved in the state or federal courts located in Pinellas County, Florida, and you consent to personal jurisdiction in those courts.

We may update these Terms from time to time. Material changes will be posted here with an updated "Last updated" date. Continued use of the Site after changes constitutes acceptance of the revised Terms.

Questions about these Terms?

Phone: (888) 593-0199
Email: legal@enrollhealthdirect.com